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Beware of Rogue Traders – Protecting Northamptonshire Residents

Beware of Rogue Traders – Protecting Northamptonshire Residents

*Stay Alert: Northamptonshire Police’s Urgent Reminder*

In the tranquil corners of Northamptonshire, a recent surge in reports about rogue traders and door-to-door sellers has prompted Northamptonshire Police to once again issue a stern warning to residents across the county. As the tales of deceit and swindling continue to grow, it’s crucial to remain vigilant and cautious in the face of potential scams.

The commendable efforts of the Force’s Economic Crime Unit have come to the fore, particularly when they thwarted an attempt to defraud a vulnerable Northampton man out of thousands of pounds. This incident, reported on Monday, August 14, unveiled a chilling tale of cold-callers who descended upon the elderly man’s property in the Abington area of the town on Thursday, August 10. Their pitch was that his roof was in dire need of repairs.

Returning the following day, these cunning individuals brandished a bird’s nest, accompanied by some cement and a piece of the roof, cunningly claiming that rot had taken its toll. They proceeded to quote a staggering sum of over £20,000 for the repair work, slyly followed by a demand for £5,000 upfront to cover the cost of scaffolding and a skip.

Trusting the words of these silver-tongued deceivers, the occupant handed over the initial £5,000 payment. As the scaffolding went up on Sunday, August 13, the man’s son began to sense that something wasn’t quite right. Sensing the urgency, he reached out to the Northamptonshire Police for assistance.

While this instance turned out to be a legitimate business, it underscored the pressing need for awareness and preparedness against rogue traders. Officers had a conversation with the company owner, highlighting their dubious practices. The result? The man’s money was returned.

Sergeant Michael Rogers, a pillar of the Force’s Economic Crime Unit, emphasizes, “Although we managed to rectify the situation this time, not everyone is as fortunate. It’s crucial for individuals to be on the lookout for potential rogue traders.” He highlights the modus operandi of cold-callers, targeting the most vulnerable members of the community, and encourages everyone to be the watchful eyes for their elderly or vulnerable neighbors.

In the event that someone finds themselves caught in such a web of deceit, where a tradesperson insists on urgent work or demands immediate payment, the message is simple: Reach out to a trusted individual and contact the authorities.

If you’ve encountered the sinister world of rogue traders, don’t hesitate to report it to Northamptonshire Police at 101 or online via And remember, in dire emergencies, dial 999 without hesitation.

**How to Unmask a Doorstep Scam: Protecting Yourself**

1. **Unexpected Warnings**: Be cautious if someone unexpected knocks on your door with urgent claims about your property needing immediate fixes.

2. **Upfront Payments**: If a demand for upfront payment is made before work is carried out, exercise extreme caution.

3. **Bank Withdrawal Pressure**: If you’re pushed to withdraw money from your bank while the perpetrators wait, be extremely suspicious.

4. **Unforeseen Additions**: Stay alert if they suddenly unveil additional problems that demand immediate financial attention.

**Remember These Crucial Points: Safeguarding Yourself**

– **Protect Your Finances**: Never disclose your PIN, and never succumb to pressure to share your bank card, financial information, or withdraw cash.

– **Take Your Time**: Don’t let anyone rush you into decisions. Refrain from handing over money on the spot. Instead, take time to ponder and consult with a trusted individual.

– **Control Access**: Only allow access to those you’re expecting or those you trust. Don’t feel embarrassed to turn someone away.

– **Verify Credentials**: Check the legitimacy of their claims. A genuine professional won’t mind you verifying their credentials. Use independent contact details, not those provided by them.

– **Consider Offers**: Even if the offer seems genuine, take your time to evaluate it. Politely decline or ask them to leave if necessary. Always get multiple quotes.

– **Seek Assistance**: If you sense danger, dial 999 immediately. For less urgent situations, contact the police non-emergency number at 101 to report incidents.

With these precautions in mind, Northamptonshire residents can stand strong against the tide of rogue traders and protect their homes, finances, and peace of mind. Stay vigilant, stay informed, and stand united against deception.

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A tour of one of the most expensive houses on the market in Northampton

A tour of one of the most expensive houses on the market in Northampton


A beautiful home in backing on to open countryside


Beautiful Home: Rear view

Beautiful Home: Front view

Beautiful Home: Rear

Beautiful Home: Entrance hall

Beautiful Home: Kitchen

Beautiful Home: Kitchen

Beautiful Home: Kitchen

Beautiful Home: Lounge

Beautiful Home: Dining room

Beautiful Home: Dining room

Beautiful Home: Bathroom

Beautiful Home: Bathroom

Beautiful Home: Bedroom with Velux window

Beautiful Home: Bedroom with Velux window

Beautiful Home: Bedroom

Beautiful Home: Bedroom

Beautiful Home: Bedroom

Beautiful Home: Stunning garden with open views

Beautiful Home: Stunning garden with open views

Beautiful Home: Stunning garden with open views

Beautiful Home: Stunning garden with open views

Beautiful Home: Stunning garden with open views

Beautiful Home: Stunning garden with open views

Beautiful Home: Stunning garden with open views

Beautiful Home: Stunning garden with open views

Beautiful Home: Stunning garden with open views


Full description


Bramhills occupies an attractive position in this most sought after location with glorious gardens and grounds extending to around 0.94 acres enjoying a westerly aspect adjoining fields with fabulous views over towards Harlestone Firs. It offers a unique opportunity for an individual to remodel or replace the existing property in arguably one of the sought-after and desirable villages in Northamptonshire.

The property is approached through a main door into the hall, having a solid oak staircase rising and turning to the first floor landing with cupboard below and original solid oak flooring. Off the hallway is the cloakroom with separate WC. The sitting room is of a dual aspect with an open brick fireplace, set in a tiled brick hearth with wooden mantel above, door to the rear garden terrace and original solid oak flooring. Access from here leads to the dining room with walk-in bay window to the rear aspect enjoying views of the garden, solid oak flooring and open access leading to the kitchen/breakfast room.

The kitchen/breakfast room comprises a generous range of fitted base and eye level units incorporating display shelving with recessed lighting, generous worktop areas with inset sink unit with feature electric four ring Aga with double oven and electric companion to side. Further features include recessed lighting to ceiling, bamboo flooring and windows to the front and rear aspect. A door from here leads to the inner lobby with a secondary entrance to the front and a further door that leads to the study/bedroom with double doors affording access to the paved terrace and garden beyond and access to its own en-suite wet room. Off the inner lobby is the useful utility room which is fitted with a range of base and eye level cupboards with door to the rear gardens and connecting door to the garage.

On the first floor there is a spacious landing with stairs rising to the second floor with storage cupboard. The main bedroom has windows to the rear aspect affording attractive views over formal gardens and countryside beyond with further window to the side aspect and a range of built-in wardrobes and access to the refitted en-suite bathroom. A generous second bedroom with a range of built-in wardrobes, again with a window to the rear aspect enjoying the views across the countryside with access to its own en-suite shower room. There is a further double bedroom with dressing area and a family bathroom.

On the second floor is a small landing area with access to two double bedrooms, both with Velux skylight windows, one of which has its own cloakroom with access to eaves storage areas.


Bramhills is approached by a gravelled in and out driveway with lawned areas, flower and shrub borders and maturing trees and outside lighting. Access to the rear garden is through a five bar side gate and there is hard standing next to a double attached garage having light and power with electric roller doors.

The whole plot extends to 0.94 acres and is attractively landscaped with the formal gardens largely laid to lawn with flower and shrub borders, retained by hedges and conifers with an attractive fixed pergola structure in the centre of the garden perfect for those BBQ’s on a sunny lazy afternoon. There is a large kitchen garden along with small orchard to the side having apple specimens and a number of outbuildings including a greenhouse. The well established and landscaped gardens are an attractive feature to the property adjoining fields having a south westerly aspect with views over to Harlestone Firs.


Services: Mains gas, electricity and metered water are connected. Boiler is gas fired served by a Megaflow hot water storage system.

Local Authority: West Northamptonshire Council

Outgoings: Council Tax Band “G”
£3,352.70 for the year 2022/2023

EPC Rating: E

Tenure: Freehold

Offers in excess of £1,800,000

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Property to crash in 2022?

Property to crash in 2022

Property to crash in 2022?


HOUSE PRICES have hit dizzying highs despite the UK’s crumbling economy and many now expect a full-blown crash this year. Yet a house price crash may be averted for a surprising reason.

As the cost-of-living crisis intensifies the doom-mongers are shouting about the dangers of a property crash again. Yet there are good reasons why that may not happen despite today’s growing uncertainties.

There are good reasons to be worried about the property market right now.

The average homeowner with a £224,000 mortgage is paying £1,000 a year more interest a year as result of the BOE hiking rates from 0.1 percent in December to one percent today.

Base rates are set to climb higher and many homeowners will struggle as every other household cost soars at the same time.

Banks and building societies are already marking down properties during mortgage surveys, knocking £20,000 or £30,000 off the valuation to protect themselves.

That makes it harder for borrowers to raise the money they need, forcing some to pull out of their purchase. Property chains could collapse as a result.

It’s undoubtedly a dangerous time for the housing market.

This had led to growing caution among buyers, sellers and lenders, according to the Royal Institute of Chartered Surveyors.

Estate agents report having to do a lot more legwork for sales, as prospective buyers take their time, Hargreaves Lansdown’s senior personal finance analyst Sarah Coles said.

Sources report that buyers are finding it harder to get mortgages, as lenders tighten affordability criteria. “This is causing some chains to fall apart, as many banks don’t think properties are worth their asking price,”

By every rational measure, today’s dizzying house prices should crash back to earth. The average property now costs an incredible 9.1 times the average salary in England, way above the long-term figure of four or five times.

First time buyers are struggling to build big enough deposits. Seven in 10 have now put their plans on hold for at least two years, Nationwide reports.

So why won’t prices crash?

One reason is that buyer demand is still strong, while the supply of property is weak.

House prices jumped an incredible 10.8 percent in the last year, which includes a rise of 1.1 percent in April alone, adding £3,078 to the average home.

This has lifted the average property price to another new record high of £286,079, and Halifax managing director Russell Galley said activity shows “little sign of abating” amid strong buyer competition.

Demand continues to outpace supply due to the “insufficient number of new properties coming onto the market”.

Galley anticipates the rate of house price growth will slow, but only by the end of this year. He does not foresee a crash.

Another reason the market won’t crash is that owners are taking action to protect themselves from mortgage hikes, said Joshua Elash, director of property lender MT Finance. “They are increasingly locking into longer term fixed rates, in expectation of further rate rises.”

Also, mortgages remain dirt-cheap by historical standards. It is still possible to get a five-year fixed rate charging just 2.5 percent. When property prices crashed 20 percent between 1989 and 1993, mortgage rates hit a staggering 15 percent.

That would trigger the mother of all meltdowns today, but that isn’t going to happen.

Here’s the most unexpected reason why prices won’t crash.

If the UK is heading into recession, the Bank of England is likely to scale back its base rate hikes, said Rupert Thompson, investment strategist at Kingswood.

As a result, base rates may only climb to just 1.5 percent or two percent, still low by most standards.

This would keep mortgages affordable, and head off any crash. Incredibly, this means a recession could actually ride to the property market’s rescue. Few will have seen that coming.

There is also the fact that only around one third of properties in the UK are occupied by mortgage payers, the other third are owned outright with the remainder being rented. Of the third that pays a mortgage, many are on fixed term deals, with a few having fixed deals for five or ten years. The immediate effect will probably only be felt in the next year or two, until the rises in energy this year, which account for about 75% of the inflation figure, taper off.

There is a great possibility that interest rates will rise to as much as 2.5% by next year, though nothing is certain, then they will peak and gradually come down. The fact that there are some great long term fixed rates, indicates that those in the know, are confident that the rise in rates is only temporary, hence the reason they are offering to lock in good rates (for them) for a long time.

Another factor that differentiates the current climates from the pas, is the supply of money. Since the crash of 2008, banks have not only been super careful with lending, but the gap, between the base rate and the variable mortgage rate has been higher than ever.

Previously, the gap was around 1% at the most, but for much of the last 14 years, the base rate has been around 0.5% but the variable rate has been as much as 5%, which is a mark up of 1,000% and since the pandemic, when the base rate was lowered to 0.1%, some lenders were still charging a variable rate of 5%, that is a mark up of 5,000%! So as you may gather, the banks are awash with money and the availability of funding, will invariably keep the market safe.

It seems like the doom-mongers may have to wait a little longer for the big crash.


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Northampton property updates proposals to cut stamp duty

Stamp Duty Tax Trellows Estate Agents Northampton

Northampton property updates proposals to cut stamp duty


There is growing speculation that the government is planning to encourage pensioners to downsize by offering a stamp duty tax break. The move would be a welcome one, according to the National Association of Property Buyers (NAPB) as it would potentially increase the supply of larger properties coming onto them market. It is estimated that almost four in ten properties are officially ‘under-occupied’, meaning they have too many bedrooms for those living there, and could be more effectively used by families with children.

Jonathan Rolande, from the National Association of Property Buyers (NAPB), said: “We’d welcome a stamp duty cut for pensioners selling their own home to downsize. It would allow them to move without the penalty of high SDLT and would certainly encourage more to do so.

“Currently a pensioner selling a family home at £700,000 to buy at £500,000 would face a £15,000 stamp duty bill and with other costs such as estate agent and solicitors a move downward is going to cost them nearly £30,000 – a figure many simply cannot bring themselves to pay when leaving a much loved family home.

“Government receipts from stamp duty have more than doubled in the last ten years so there is certainly capacity to offer targeted reductions to help free up stock.”

Buy-to-let landlords could also be given incentives, such as lower capital gains tax, to sell their second homes to first-time buyers. But Rolande fears that this measure could backfire. He added: “We strongly disagree with any plan to reduce taxes for landlords who sell to first time buyers,” he added.

“The last thing we need right now is fewer properties to let, penalising those not in a position to buy their home. If tax breaks for wealthy landlords are on the table, why not use them to incentivise those who let their property on longer term agreements, giving more security to hard pressed tenants?

“We’re very glad that the government is looking at measures to repair parts of the broken property market but I am fearful that ill-considered action to solve one problem here will create another issue elsewhere.”


The government needs to seriously consider its position on Stamp Duty. As house prices have risen, more and more properties have approached the higher Stamp Duty rates, creating a glass ceiling, that is discouraging people from moving upwards. People in the UK are used to moving home, to move upwards, outwards or near to another job, but the punitive rates are punishing those who by moving are contributing the economy in a very significant manner.

The volume of property for sale is at an all time low, onw of the factors contributing to this is that as the chain of sales has worked its way upwards, there comes a point where it is just too uneconomical for people to move upwards, which would make their home available for those lower down the ladder to also move. The exchequer is collecting less tax from the top 5% of properties today, than before they increased the rates, making their logic unclear.

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Will the Northampton housing market collapse in 2022

Will the Northampton housing market collapse in 2022

Will the Northampton housing market collapse in 2022

Is the market in danger of freefall?


There’s no doubt 2021 was a bumper year for house prices. According to the latest ONS House Price Index, prices increased by nearly 11% year on year. The UK property market was buoyed by low interest rates, the Stamp Duty holiday and changing work habits. But will house prices continue to rise in 2022?

Many experts in the industry believe that house prices will finally begin to fall this year.” That would be welcome news for first-time buyers and upsizers.

Let’s take a closer look at the outlook for house prices in 2022, and reveal the experts’ predictions.

If you were shaken by the inflation figures from the Office for National Statistics, showing the Consumer Price Index in March was up seven per cent year-on-year, I am afraid I have to warn you that there will be more bad news in store next month. City predictions are that it will climb to around 8.8 per cent before falling back a bit through the summer. The number for the retail price index, the traditional measure, was even higher at nine per cent.

But there was another inflation figure published by the Government yesterday, which generated rather less attention. It was higher still: 10.9 per cent. That was the rise in house prices in the year to February. The fact that there was so little apparent concern says a lot about public attitudes to inflation.

Rationally, the amount we have to pay for somewhere to live is just as important as the amount we pay for other necessities such as food and fuel bills. We are ambivalent about house price inflation because for the people who own their homes, rising prices are rather a good thing. Some 65 per cent of households in the UK are homeowners, down from a peak of 71 per cent in 2003. But for most people home ownership would be the tenure of choice.

In 2014 the British Social Attitudes Survey found that given a free choice, 83 per cent would like to own their homes. On the other hand, there was strong push-back against home building, with 45 per cent of people opposing new homes being built in their area. In the south of the country that proportion rose to 50 per cent.

A mountain to climb for young people

There is the problem. We want to own our homes but we don’t want new ones to be built. You don’t need to be an economist to appreciate that if you restrict supply in the face of rising demand, prices are likely to go up. And so it is with homes in the UK. The average price for an existing property is now £266,669 and £352,909 for a newly built one. The average first-time buyer paid £230,593, up 10.1 per cent on a year ago, a sum that for many young people who don’t have family help is a mountain to climb.

So what happens next? Much will depend on the Bank of England and its path of interest rates. They are already on the move, and rose again to 1% yesterday, We will get its quarterly Monetary Policy Report then and that will give us more of a feeling for the future both of inflation and of interest rates. Incidentally, it used to be called the Inflation Report. They changed the name in November 2019, just before inflation began to take off, a shift that looks pretty silly now. I think they should eat humble pie and change it back.

Present surge expected to tail off

But there won’t be much about house prices. What will happen to them? Well, a new set of forecasts have just been published by experts, and the message there is that the present surge will start to tail off from now on.

Many in the industry think the average increase this year will be about five per cent, falling to one per cent in 2023 and two per cent in both 2024 and 2025, then climbing by three per cent in 2026. There will be regional variations, with the East of England and the East Midlands doing rather better than London or Scotland, and these are averages, so there may be some local declines.

It appears that three things stand out. One is that nobody is predicting a crash, such as took place after the banking crisis and subsequent recession of 2008-09. The second is that there will be a couple of years, maybe longer, where house prices will rise more slowly than overall inflation. So homes will become more affordable, relative at least to goods and services, and almost certainly to income too. And third, even with this quite sober outlook, prices in 2026 will, at least on average, be 13.6 per cent higher than they are now. This may not be a great time to buy a home, but it is not a dreadful one.

These are brave forecasts from industry experts who deserve credit for their work. The overall message is that buying and selling homes will not bring easy profits, as that has for many people over the past few years. People won’t be boasting that they made more from their house than they did from their jobs. That’s a good thing, for in broad social terms to have homes become more affordable for young people must be right. But a crash would do no good either. I think and hope Knight Frank is right on that one too.

Further thoughts

We’re not expecting a crash in house prices because while interest rates have to rise, they are not heading into the double digits, or anything close, as they did in the 1970s and 1980s. The overall demand for housing in the UK will continue to rise for two main reasons.

One is that the population is increasing and will continue to do so for the foreseeable future. The other is that people need bigger homes as a fair proportion of us will continue to work from them, at least part-time.

What might destabilise the market, overriding these two demand factors, would be distress sellers: people who have to sell fast because they have lost their jobs or because mortgage rates have risen too fast. As yet there is zero sign of the job market going into reverse. We learned this week that unemployment at 3.8 per cent is the equal lowest since 1974-75 and the number of unfilled vacancies at 1,288,000 the highest ever.

The labour market will cool eventually, but that will take time and borrowers will therefore have time to sort out their finances. And as for mortgage rates, the very fact that there is so much debt around means that rates don’t have to go so high to curb inflationary pressures. So a plateau in house prices as wages gradually catch up seems more likely than a sudden fall.

Young central bankers not experienced enough

But it would be right to end with a warning. It is always tricky to end a boom without pushing the economy into a slump, and the present generation of central bankers have no experience of coping with runaway inflation. They are too young. Andrew Bailey, the current governor, joined the Bank of England in 1985, five years after the US Federal Reserve had famously increased its interest rate to 20 per cent, thereby knocking inflation on the head – but causing a recession.

The present generation – and this is not to get at the Bank of England in particular – have allowed the worse inflation for 40 years. The question is, do they have the judgement to curb it now without triggering another recession?


It is unlikely that prices will head south in a significant way, although there will definitely be a correction and isolated minor falls in prices, overall, the market will remain strong. Rents have been increasing, which will ensure they keep pace with rising house prices and only one third of UK homes are mortgaged, with another third being owned outright and the other third being rented. Of the third that are mortgaged, many of them are on fixed deals which should see them through this year and in to next year, by which time the current rises in prices will begin to fall of the RPI, provided that inflation does not spiral out of control, the risk of anything dramatic is negligible.

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Brixworth Northamptonshire in Focus

Brixworth Northamptonshire in Focus

Brixworth Northamptonshire in Focus

A quick look at Brixworth

Portrait of a village

Brixworth is a large village, about 5 miles north of Northampton. It has a population of around 5,000 people and is surrounded by beautiful rolling countryside and located next to Pitsford Reservoir, (built in 1956) which is a beautiful place for families, walks and cycling.

The place-name ‘Brixworth’ is first attested in the Domesday Book of 1086, where it appears as Briclesworde. The name means ‘Beorhtel’s or Beorhthelm’s homestead or enclosure’.

A lengthy article about the history of the parish appears in the Victoria County History for Northamptonshire, volume 4, which was published in 1937. Its text can be consulted at British History Online.

The main road from Northampton to Market Harborough passed through the village, where a number of inns served the needs of travellers for refreshment, lodging and a change of horses. The buildings of two present-day pubs in the village date back to the era of horse-drawn transport:

“The George Inn”
“The Coach and Horses”

In 1819 Sir Charles Knightley purchased land between Spratton Road and Kennel Terrace, where the Pytchley Hunt then erected kennels, providing a fresh source of local employment at a time of agricultural depression. The Hunt remained in the village until 1966, after which the site was developed for housing.

All Saints’ church is one of the oldest, largest and most complete Anglo-Saxon churches in the country. It was founded circa 680 AD and was called “the finest Romanesque church north of the Alps” by Sir Alfred Clapham.

The Northampton and Market Harborough railway through the parish was opened in 1859, passing 0.5 miles (800 m) west of the village. British Railways closed Brixworth railway station to passenger traffic in 1960 and closed the line to freight traffic in 1981. The trackbed of the former railway was reopened in 1993 as the Brampton Valley Way.

From the 1960s onwards, a large amount of new housing has been built at Brixworth, mainly on fields to the south of the original village. A by-pass on the east side has diverted traffic travelling between Northampton and Market Harborough away from the built-up area.

The Historic England website contains details of a total of 17 listed buildings in the parish of Brixworth, all of which are Grade II apart from All Saints’ Church, which is Grade I.They include:

All Saints’ Church, Church Street
Brixworth War Memorial, All Saints’ Churchyard
Coach and Horses Inn, Harborough Road
Cross, Church Street
Home Farmhouse, Church Street
Mint Cottage, Church Street
Steps Cottage, Silver Street
The Firs, Saneco Lane
George Inn, Northampton Road
The Granary, Church Street
The Grange, Kennel Terrace
The Lodge, Northampton Road
Manor House, Harborough Road
Old Vicarage, Church Street
Pound House, Northampton Road


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Planning approved for development in Milton Malsor Northampton

Milton Malsor Northampton

Planning approved for development in Milton Malsor Northampton

Planning say that 30 percent of the homes will be affordable housing


“The site is in a sustainable location based on its allocation for housing, and the connectivity of the site to existing and planned development would be enhanced as part of the scheme.”

Planning approved for development in Milton Malsor Northampton
Planning approved for development in Milton Malsor Northampton

The development is set to comprise of a mix of house types ranging from two-bed to five-bedroom properties, according to the applicant. Planning papers say that 30 percent of the homes will be earmarked as ‘affordable’ housing. A children’s play area will also be built on site.

The applicant said in planning papers: “The overall vision for the site is to provide a distinctive and high quality place, which complements the qualities and character of this area of Northampton.

“The site provides an excellent opportunity for a development which integrates well into the existing area.

“The site has no overriding environmental or physical constraints and provides the opportunity to establish a sustainable development which is both physically and visually well contained.”

The application mentions the local infrastructure already in place which includes Tesco Extra Mereway, Abbeyfield School, the M1, the railway station and much more.

A new access point for cars will also be created and parking would consist of shared private drives.  Located opposite the Crematorium, the site is breaking in to previously open land, which could pave the way for further development between Milton Malsor and Hunsbury.

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Executive Homes in Northampton

Executive Homes in Northampton

Executive Homes in Northampton

How to find a luxury property


Many of the finest properties are not the easiest to find, as an increasing number of these properties are listed ‘off-market’ but what does this mean and why do so many sellers prefer this?

  • Off-market listings are properties that are for sale but aren’t listed on property portals, or indeed anywhere online.
  • Some sellers desire an off-market listing to test the waters, maintain privacy, save on commissions, or create a sense of exclusivity that could result in a higher selling price.
  • For buyers, off-market listings provide access to additional inventory, an opportunity to save if the commission is lower, and the opportunity to avoid competition for property in a desirable area.
  • Off-market sales involving only one agent can sometimes provide very little wiggle room for buyers looking to negotiate a price.
  • To get access to these listings, buyers can approach agents directly.
  • Sellers of luxury homes also choose this method because they are concerned about security. When a property is listed online, with lots of interior photos, it can often become a target for thieves.

The first steps is obviously to contact estate agents who deal with luxury property. Mainstream estate agents do have the occasional executive home, but in general, sellers of these types of homes, will go to an agent who sells similar property first. There are of course estate agents who deal exclusively with off-market property, such as Discreet Property Sales, none of their listings appear anywhere, so sellers wishing to sell discreetly may very well contact them first.

Here are some suggestions that you may wish to try:

Northamptonshire Luxury Homes

Discreet Property Sales

Trellows Estate Agents

Off Market Estate Agents

As these agents do specialise in selling discreetly, they may well be worth checking out first.

Another method is to commission an Estate Agent to source a property for you. This may involve a fee, as it is very time consuming and the agent would need to know that you were serious, before they spend hours and hours prospecting on your behalf.

We at Northamptonshire Luxury Homes offer a ‘Seek & Secure’ service. There is no upfront cost for this, but in order to tempt potential sellers to consider selling, this sale is done with a ‘buy side fee’ What this means is that the agent can then tempt potential buyers with an offer of a commission free sale, which means that the buyer pays the fee. This is a very effective way to entice sellers to proceed and as there will not be any other buyers bidding against you, the fee is normally less than you would have to pay to match a higher offer, which can actually save you a lot of money.

If you are looking for an executive home in Northamptonshire, feel free to get in touch using the Contact Form below.

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Misleading property listings in Northamptonshire

Misleading property listings in Northamptonshire

Misleading property listings in Northamptonshire

How to avoid being misled


There is nothing more unethical than a misleading property listing, this is not the norm, the vast majority of Estate Agents are very ethical and would never intentionally mislead the public, but it does happen. It is a sad fact, that most people spend more time looking at their next car, than their next home, with that in mind, if we add a misleading listing in to the mix, an agent exploiting an active property environment to rush prospective buyers, it is easy to see that this could be a recipe for disaster.

The Guidance for the UK

The Consumer Protection from Unfair Trading Regulations 2008 (known as the CPRs) are the Regulations that control descriptions used by estate agents and letting agents. They create criminal offences for traders that breach them. The Regulations prohibit ‘misleading actions’ and ‘misleading omissions’ that cause, or are likely to cause, the average consumer to take a transactional decision they would not have taken otherwise.

Care should be taken when using general descriptions relating to location, environment, photographs, measurements, parking and pricing. General disclaimers in small print, telling buyers not to rely on details, won’t be effective in preventing offences. This also applies to information provided on your website.


The law

The CPRs prohibit misleading actions that cause, or are likely to cause, the average consumer to take a transactional decision they would not have taken otherwise. The definition of a ‘misleading action’ is very detailed (regulation 5 of the CPRs) but it essentially means providing false information or giving an overall presentation that deceives or is likely to deceive the consumer, even if the information is factually correct.

The CPRs also prohibit the omission of material information provided to consumers if that omission could cause the consumer to take a transactional decision they would not have taken otherwise. ‘Material information’ is defined as “information which the average consumer needs, according to the context, to take an informed transactional decision”. A ‘transactional decision’ is not just whether a consumer decides to purchase a property, but could include such things as whether to view a property in the first place.

The National Trading Standards Estate and Letting Agency Team (NTSELAT) has issued guidance on what information is considered to be ‘material’ and should be included on the UK’s major property listing portals from May 2022; there are plans for further requirements to come into operation in due course. Failure to include the specified information will be flagged on the listing and will link to advice for consumers on why that information is important and how it may be obtained. For full details regarding the information to be disclosed see Improving the Disclosure of Material information in Property Listings.

Things you say verbally about the property will be covered, as well as the printed word, photos, plans, models, websites, etc.

The CPRs do not prevent you from acting in vendors’ interests by presenting a property in the best light, as long as what you say, or do, does not mislead the purchaser or the vendor.

See ‘Consumer protection from unfair trading’ for further information on the CPRs.

The CPRs only cover descriptions used in the sale of property to consumers. However, similar provisions exist in the sale of commercial property by way of the Business Protection from Misleading Marketing Regulations 2008 (see ‘Business-to-business marketing’).

What are the most common offences?

  • failure to disclose existing disputes with neighbours;
  • suggesting that a property does not suffer from a flooding issue when it does;
  • inaccurately maintained that the property does not suffer from Japanese knotweed when it does;
  • stated that the boundaries are in one place or have not moved when in fact they are not or have been changed;
  • suggested that the property does not suffer from damp when it does;
  • explained something in relation to an existing tenant which is incorrect; and
  • stated that there are no planning or other proposals nearby which could have an effect on the property.

… the list goes on.

Granted, many of these may well be down to the seller, not the agent, but there are many instances that obvious misrepresentation is either pre-meditated or due to ignorance, but that is not an excuse.

It’s all well and good to fall back on the law, if you discover something that was withheld or misrepresented after you buy, but who really wants to start their life in a new home with litigation?

What can you do to minimise the risk?

Research any property that you may be interested in, before you view. There is a lot of information online, check the address, maps, the location, check out the neighbourhood at different times, on different days. If the property is in a location which suffers from a parking problem at certain times, the agent may not book viewings at those times, or if there is a problem neighbour nearby, who keeps everyone awake at the weekends, you may never know, the only way to be sure is to check this out in person.

Take notes when you view, even if it is a voice recording on your phone so that you can remember what to ask, then compile a list of questions for the agent and ask them by email, not on the phone, to ensure that you have the replies in writing.

Do not be afraid to ask the obvious questions before you proceed.

  • Is there, or has there been any evidence of Knotweed?
  • Have you had any problems with any of the neighbours?
  • Has the house ever been flooded?
  • Have you ever had any boundary disputes?
  • Etc.

The unscrupulous seller will hope that after you have committed to expensive survey fees, mortgage applications and legal fees, that you will either not become aware or not withdraw from the purchase, if anything comes to light, so save yourselves time and effort, as well as unnecessary costs and get the awkward questions out of the way first!



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Northampton named in top 5 UK property demand hotspots

Northampton named in top 5 UK property demand hotspots

Northampton named in top 5 UK property demand hotspots

Northampton has been named in the top five UK National Hotspots Index for the last quarter.

The latest Property Hotspots Index, produced by, records the change in supply and demand for the most populated locations across the UK, by monitoring the total number of properties sold in comparison to those on sale.

The latest research found that national property demand has increased by +3% overall since Q1, now at 40%. But it’s not good news for homeowners in the capital, with demand in London as a whole down -2% to 39%.

Despite demand cooling across the capital, the London Borough of Bexley remains the hottest spot in the UK for property demand. At 71%, demand for property in Bexley is the highest across the UK, although it has cooled by -7% since the start of the year in line with the decrease felt across the capital as a whole.

Bristol is still the hottest spot outside of the London bubble, with demand increased, albeit marginally, to 69%. Nearby Bedford (67%) also retains its place as the third hottest spot in the UK as commuter zones around the peripherals of the London bubble continue to grow in popularity, due to the inflated price of homeownership in the capital.

And Northampton has seen the biggest percentage rise in demand (up 10%) in the entire country, climbing to joint fourth hottest spot in the UK with Aylesbury on 64%.

Northampton replaced nearby Milton Keynes (15th) in the top.

Founder and CEO of, Russell Quirk, said Brexit scaremongering has not been justified.

“National demand is still lower than the levels seen at the back end of last year and the big decider on which way it goes now will be Britain’s choice to leave the EU,” he said

“There has been a lot of talk about the consequence of this vote on the UK property market with many forecasting a detrimental impact on house prices.

“We don’t believe this to be the case and I’m certain that come Q3, our index will show a further increase in property demand across the nation.”